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Press announcements Home Passes Pressley Bill to Reform Cracked Credit Rating System

Press announcements Home Passes Pressley Bill to Reform Cracked Credit Rating System

Today, the U.S. House of Representatives passed H.R. 3621, the Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020 (“Comprehensive CREDIT Act”), legislation sponsored by Rep. Ayanna Pressley (D-MA), with a vote of 221 to 189.

H.R. 3621 would overhaul the credit reporting system by empowering customers with additional control over their information and needing customer reporting agencies (CRAs) like Equifax, TransUnion, and Experian, to raised make certain that the details on credit rating reports is accurate and complete.

See below for Chairwoman Waters’ floor statement from the bill.

As Prepared for Distribution

Mr. Chairman, we rise today in strong support of H.R. 3621, the Comprehensive credit scoring Enhancement, Disclosure, Innovation, and Transparency Act, legislation sponsored by Representative Ayanna Pressley of Massachusetts. This package of bills develops upon reforms that Members of the Financial solutions Committee have already been developing for a number of Congresses.

Mr. Chairman, credit scoring is unlike just about any company. Individuals are perhaps perhaps maybe not clients of credit scoring agencies—they would be the item. Credit scoring agencies package up consumers’ information to sell to loan providers, companies along with other companies. Leer más